In the middle of the month, I have no money

I had to replace my Heating, Ventilation, as well as A/C equipment Last year as well as now I am totally broke.

I did not have $6500 to spend on the new machine, so I had to get a loan from the finance lender down the street.

The place is fantastic for people with less than perfect credit, but they charge a big interest rate. My payments each month are $215 as well as right now my bi-weekly income is only various thoUSnd dollars each month. My wifey was toiling until recently. She was the lady earning the most money as a dentist. When she got into the accident, she tweaked her back as well as neck. Most afternoons, she can barely sit still as well as kneel down. She is in constant pain. When the problems with the Heating, Ventilation, as well as A/C equipment occurred, I knew we were going to be in trouble financially. The bank would not provide us a loan, because my wifey cannot work anymore. All of us were in quite a squash as well as had to take the deal from the corporation down the street with ridiculous high interest rates. Now all I can do in the middle of the month is hope as well as pray that we have enough money to get through. I get paid on the fifteenth as well as that day is when the payment for the Heating, Ventilation, as well as A/C is due. I cannot be late or the fees are outrageous. If the vehicle breaks down or something else in the house needs to be repaired, we are totally doomed.. It’s hard to pay for milk, bread, as well as laundry soap. I cannot add vehicle repairs to that list. I honestly don’t know what we will do if things don’t improve soon.

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