I had to replace my Heating, Ventilation and A/C unit Last year and now I am totally broke.
I did not have $6500 to spend on the new machine, so I had to get a loan from the finance lender down the street. The location is good for people with less than perfect credit, but they charge a big interest rate. My payments each month are $215 and right now my biweekly income is only multiple thoUnited Statesnd dollars each month. My partner was toiling until recently. She was the person earning the most money as a dentist. When she got into the accident, she tweaked her back and neck. Most afternoons, she can barely sit still and kneel down. She is in constant pain. When the problems with the Heating, Ventilation and A/C unit occurred, I knew both of us were going to be in trouble financially. The bank wouldn’t give us a loan, because my partner cannot labor anymore. We were in quite a squash and had to take the deal from the corporation down the street with deranged high interest rates. Now all I can do in the middle of the month is hope and pray that both of us have enough money to get through. I get paid on the fifteenth and that day is when the payment for the Heating, Ventilation and A/C is due. I cannot be late or the fees are outrageous. If the car breaks down or something else in the apartment needs to be repaired, both of us are totally doomed.. It’s strenuous to spend money for milk, bread, and laundry soap. I cannot add car repairs to that list. I honestly do not suppose what both of us will do if things do not improve soon.