In the middle of the month, I have no currency

I had to substitute our Heating and A/C unit Last year and now I am totally broke.

I didn’t have $6500 to spend on the new machine, so I had to get a loan from the finance lender down the street.

The arena is fantastic for people with less than perfect credit, however they charge a sizable interest rate. My payments each month are $215 and right now our annually income is only 2 thoUSnd dollars each month. My wifey was working until recently. She was the person earning the most currency as a medical professional. When she got into the accident, she tweaked her back and neck. Most mornings, she can barely lay still and lay down. She is in constant pain. When the problems with the Heating and A/C unit occurred, I knew we were going to be in trouble financially. The bank wouldn’t supply us a loan, because our wifey can’t work anymore. All of us were in quite a tomato and had to take the deal from the company down the street with crazy high interest rates. Now all I can do in the middle of the month is hope and pray that we have enough currency to get through. I get paid on the fifteenth and that afternoon is when the payment for the Heating and A/C is due. I can’t be late or the fees are outrageous. If the vehicle breaks down or something else in the house needs to be repaired, we are totally doomed.. It’s taxing to spend money for milk, bread, and laundry soap. I can’t add vehicle repairs to that list. I genuinely don’t know what we will do if things don’t improve soon.


a/c worker