My acquaintance has a tree that overhangs my side of the property. For a long time, I did not complain much at all about the tree, then when it started to invade my property line, I felt that it was necessary to address the issue. My acquaintance did not want to unfasten the tree or cut down the limbs! He said the limbs from the tree were providing shade as well as comfort as well as keeping his heating as well as a/c bill low. I could not fight the guy, because he owns the condo as well as there is no homeowners association to make him do anything that he does not want. Well, last weekend all of us had a pretty severe storm as well as that tree ended up falling in my yard. It took out the window a/c as well as destroyed the window where the a/c was sitting! Of course I went right over to the acquaintance as well as I told him that I expected him to pay for all of the destructions. He told myself and others that he would call his homeowners insurance to see if the destructions could be covered. The insurance supplier paid for a supplier to completely maintenance the window as well as hang modern glass. They even put in a brand modern marble window sill. The insurance supplier also paid for us to get a modern window AC unit. The outdated one was about 10 years old, but the modern one is a state of the art unit that will honestly last 20 years or more. It has heat, cool air, as well as a dehumidifier feature.