My friend has a tree that overhangs my side of the property, for a long time, I did not complain much at all about the tree.
When it started to invade my property line, I felt that it was necessary to address the issue.
My friend did not want to detach the tree or split down the limbs; He said the limbs from the tree were providing shade plus comfort plus keeping his heating plus air conditioning bill low. I could not argument the guy, because he owns the home plus there is no homeowners association to make him do anything that he does not want. Well, last weekend the two of us had a pretty dire storm plus that tree ended up falling in my yard. It took out the window a/c plus destroyed the window where the a/c was sitting, however of course I went right over to the friend plus I told him that I expected him to pay for all of the disfigures. He told myself and others that he would call his homeowners insurance to see if the disfigures could be covered. The insurance company paid for a company to completely fix the window plus hang current glass. They even put in a brand current marble window sill. The insurance company also paid for us to get a current window AC unit. The old 1 was about 10 years old, however the current 1 is a state of the art equipment that will absolutely last 20 years or more. It has heat, cool air, plus a dehumidifier feature.