My neighbor has a tree that overhangs my side of the property. For a long time, I did not complain much at all about the tree. When it started to invade my property line, I felt that it was necessary to address the issue. My neighbor did not want to remove the tree or cut down the limbs. He said the limbs from the tree were providing shade and comfort and keeping his heating and air conditioning bill low. I could not fight the guy, because he owns the house and there is no homeowners association to make him do anything that he doesn’t want. Well, last weekend we had a pretty severe storm and that tree ended up falling in my yard. It took out the window air conditioner and destroyed the window where the air conditioner was sitting. Of course I went right over to the neighbor and I told him that I expected him to pay for all of the damages. He told me that he would call his homeowners insurance to see if the damages could be covered. The insurance company paid for a contractor to completely fix the window and hang new glass. They even put in a brand new marble window sill. The insurance company also paid for us to get a new window AC unit. The old one was about 10 years old, but the new one is a state of the art machine that will probably last 20 years or more. It has heat, cool air, and a dehumidifier feature.
Electric heating