I used to suppose everyone should have a maintenance and repair agreement, but I recently changed my mind.
I still suppose they should have one, however you have to read it closely before paying for it.
When I lived in my old house, my partner and I consistently had a maintenance plan. The Heating, Ventilation, and A/C supplier would do all our yearly maintenance, and if there were repairs needed done, they would do it while doing the maintenance. They would change the air filters when doing the maintenance. If something went wrong through the season, the Heating, Ventilation, and A/C supplier would send a tech out. We would be top priority if my pal and I had an emergency. We paid for none of the Heating, Ventilation, and A/C tech fees, however my pal and I had to pay for the cost of the parts. This was a sizable savings for us. When my pal and I got a divorce, I purchased a smaller house. We had no youngsters, so my pal and I split the home’s equity so my pal and I could both either get a nice apartment, or a small home. I called the Heating, Ventilation, and A/C supplier and told them I wanted a maintenance and repair agreement for my Heating, Ventilation, and A/C equipment. They sent a tech over so I could look at the agreement and sign for it. I assumed it was the same as the one my pal and I had, but I soon found out it wasn’t; Once the maintenance and minor repairs were done, I had no other benefits with the plan. I had to pay for everything, and they didn’t even put a new air filter in the AC component or the heater when they did the maintenance.