I used to feel all the people should have a repair and service agreement, even though I recently changed my mind.
I still feel they should have one, but you have to learn it closely before paying for it.
When I lived in my outdated house, my partner and I constantly had a repair plan, however the Heating and A/C contractor would do all our yearly repair, and if there were repairs needed done, they would do it while doing the repair. They would change the air filters when doing the repair. If something went wrong through the season, the Heating and A/C contractor would send a tech out. We would be top priority if my good friend and I had an emergency. We paid for none of the Heating and A/C tech fees, but my good friend and I had to spend money for the cost of the parts. This was a big savings for us. When my good friend and I got a divorce, I purchased a smaller house. We had no kids, so my good friend and I split the home’s equity so my good friend and I could both either get a nice apartment, or a small home. I called the Heating and A/C contractor and told them I wanted a repair and service agreement for my Heating and A/C equipment. They sent a tech over so I could look at the agreement and sign for it. I assumed it was the same as the one my good friend and I had, even though I soon found out it wasn’t, then once the repair and minor repairs were done, I had no other benefits with the plan. I had to spend money for everything, and they didn’t even put a up-to-date air filter in the AC unit or the boiler when they did the repair.
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