When I purchased the new Heating, Ventilation, and A/C system, I purchased a maintenance and repair plan to go with it, but after two years, I had to purchase a new maintenance and repair plan, but I also wanted insurance for my Heating, Ventilation, and A/C system; We no longer had a warranty, and I knew how expensive Heating, Ventilation, and A/C repairs could be.
- All the maintenance plan did was get me maintenance on my heater and air conditioning unit, every year, if there minor repairs, they would be done for free.
If anything broke after that, I had to pay for the parts, but I got free maintenance, as long as I waited my turn and didn’t ask for emergency repairs. I wanted to have an insurance policy that covers all contingencies not covered by my maintenance plan. After calling my insurance supplier, I felt like I was looking for the proverbial needle in a haystack. They had health and life insurance for pets, however you could insure your condo and car, however there was nothing for an Heating, Ventilation, and A/C system. I wanted to add the Heating, Ventilation, and A/C system to my condo insurance, however that only covered it if it was detrimentd by fire, storm, or other natural disaster. I asked if my Heating, Ventilation, and A/C system would be covered if a tree dropped on it. I thought if something happened to the Heating, Ventilation, and A/C system where it could not be repaired, I could consistently chop a tree down and have it drop on the condo or the cooling system, then my insurance supplier knew I wouldn’t do something like that if I was asking, however there still wasn’t anything they could do.